There are several ways that an individual can be victimized by thieves. For example an individual's home can be broken into and various personal possessions can be stolen. Some of those personal items could include computers, large screen televisions, jewelry, cash, etc.
Also, high on the list of items that are typically a target for theft are vehicles, laptop computers, wallets, purses, etc. Despite the anger, rage and violation of privacy that one may feel being victimized by this crime, fortunately these items can be replaced.
However, there is one crime that is extremely personal and can devastate an individual's financial situation, good credit standing and can take years to undo the damages that can be caused. This ravaging crime is identity theft.
With the victims of this crime being on the rise it is important to be well acquainted with the facts about identity theft. Those basic facts about identity theft include an understanding of identity theft, personal facts about identity theft, and one additional fact surrounding identity theft.
Identity Theft Defined
Briefly, identity theft is the unauthorized use of someone else's own personal information. That personal data may include a person's name, address, social security number, birthdate, miscellaneous financial information, etc.
A critical fact about identity theft is that other unscrupulous individuals endeavor to gain this information with the purpose being to financially gain from this theft. This financial gain or stealing another person's identity will help them open up new credit card accounts in the person's name, access their existing financial accounts, access existing credit card accounts, etc.
Another important fact about identity theft is that this can happen to anyone. Therefore, it is important to be diligent, protect important documents and never give out financial account or social security numbers.
Personal Facts About Identify Theft
Identity theft is a very traumatic event and can take its toll on the person both financially and personally. The financial repercussions for an individual due to identity theft are apparent. Unauthorized access to credit card and bank accounts can be extremely devastating although there may be limitations to the individual liability. However, when a thief actually steals the person's identity there is a greater violation factor that takes place.
This violation factor spills over into a personal level in which a person's good name can be smeared by a thief conducting illegal actions. That violation factor can be the opening of new credit card accounts, obtaining a personal ID in which the victim's name is assumed, or other fraudulent acts conducted through the taking of another individual's name.
All of these acts associated with identity theft can be performed when the thief is able to gather personal and confidential information from the victim. Often the individual who has been victimized by this type of robbery will find that it takes a considerable amount of time to repair the damage that has been done.
One Additional Negative Fact About Identity Theft
One additional negative fact about identity theft can be realized when a potential employer runs a background check on an individual who is looking for employment. If this individual has been the victim of identity theft, fraudulent activity may be revealed through that generated report. Therefore, if the individual is not given a chance to address the negative report it may impact the chances of the identity theft victim from successfully applying for that position.
Protecting You Identity Through Knowledge: Facts About Identity Theft
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